Humboldt, TN Chamber Programs

The Humboldt Chamber of Commerce invites you to become active & involved with any and all programs and committees that are offered.

• Gibson County Adult Leadership
• Gibson County Youth Leadership
• West Tennessee Strawberry Festival
• Industrial Committee
• Community Committee
• Education Committee
• Marketing Committee
• Membership  Committee
• Revitalization Committee
• Business Development
• Humboldt Business Academy (see information below)
• Christmas at Bailey Park
• Taste of Gibson County
• Workforce Development
• Ambassadors

Humboldt Business Academy ("Successful Business Tactics 101")

•  Session 1, Feb. 28:   Purpose of the series and overview
•  Session 2, Mar 7:    Writing a Business Plan
•  Session 3, Mar 14:  Where Do I Get the Money, the Financing?
•  Session 4, Mar 21:  Employee Relations and Management
•  Session 5, Mar 28:  So How Did You Do It?
•  Session 6, Apr 4:     Marketing Your Business

All sessions will be held at the Humboldt Higher Education Center, Room # 25. Cost of the series is $50.00 total. Participants will receive a full refund if all sessions are attended and 1/2 refund if 4 of the 6 are attended. Notebooks, jump-drives (with presenters' information), and certificates of completion will be provided at the last session. Call the Humboldt Chamber (784-1842) to register or for more information. Limited to the 1st 25 that pre-register.

Program is underwritten by Tennnessee Small Business Development Center and Manpower

Business Revitalization Loan Program

Program Objectives

Grant funds have been provided by the United States Department of Agriculture to offer revitalization loans to approved applicants for the purpose of improving the appearance of buildings in the Humboldt Business Districts. The intent is to offer the loans to business and property owners at an interest rate lower than what may be available from conventional lending sources.

The ultimate goal is to revitalize business properties in Humboldt by creating a fresh and consistent look which should attract new merchants and customers thereby increasing the revenues of all businesses.

Eligible purposes for loan funds: Exterior and interior improvements to business properties, including site enhancements and signage, equipment additions or upgrades, other approved purposes that promote employment and business development will be considered.

Eligible Businesses

Business properties located in the city limits of Humboldt shall be eligible to apply for the Business Revitalization Loan funds.

Loan Specifications

1. Each loan will be limited to a maximum of $20,000.
2. Each business property will be eligible to apply for one (1) loan.
3. The application may be submitted by the property owner or by the lessee with the consent of the property owner.
4. A business plan must be submitted with the application.
5. The maximum loan term will be one hundred and twenty (120) months.

The Application Process

Loan applications may be obtained, during business hours, from the office of the Humboldt Chamber of Commerce, located at 1200 Main Street. Property/business owners may call the Chamber at 731-784-1842 to request an application by mail and/or to learn more about the program.

Complete applications with necessary documentation should be returned to the attention of the Humboldt Business Development Board, in care of the Humboldt Chamber of Commerce, 1200 Main Street, Humboldt, TN 38343. Applications will be reviewed using a loan policy developed by the Board and consistent with prudent lending practices and business judgment.

The Board is comprised of Humboldt area bankers, an attorney, an accountant, and a representative of the retail business sector. The Executive Director of the Humboldt Chamber shall serve ex-officio. Applicants must submit all documentation deemed necessary for loan consideration and should be prepared to meet, in person, with the Board if a meeting is determined to be necessary.

Applicants will be notified by the Board president as soon as a decision is made on their loan request. Applications will be processed in as timely manner as possible. After an applicant has received approval for a loan for façade improvement, they may be asked to meet with a Design Approval Committee.

Loan funding may be subject to approval of the “fresh and consistent look” as described in the Program Objectives section of this brochure. Improvements must meet all requirements and codes of local, state and federal authorities.